- Cyber One

Explanation of First Party and Third Party Coverage

First Party Coverage (Computer Attack)

Business operational software, operating systems and electronic data.

FIRST PARTY TRIGGER:

Damage or destruction of business operational data and software by way of a computer attack.

LOSS TYPES:

- Hacking

- Virus or other malicious code

- Denial of service attack

SUMMARY OF FIRST PARTY COVERAGE:

Costs of recovering from the computer attach, including

- Recovery of Data

- Repair of systems

- Loss of business

- Public relations expenses

First Party Coverage Limits

SECTION 1 OR FIRST PARTY COVERAGE:

** can be purchased separately or combined with Section 2

Limits

- Full - $50,000

- $100,000

Full Coverage Includes:

- Data Restoration

- Data Re-creation

- System Restoration

- Loss of Business

- Public Relations Services

Limits - $50,000

- Limited Coverage Includes:

- Data Restoration

- System Restoration

Third Party Coverage (Network Security Liability Coverage)

Costs of defense, costs of settlement or judgement

THIRD PARTY TRIGGER: Triggers when the Insured receives a Third Party suit or claim alleging that a failure of the Insured’s computer security allowed one of the following to occur:

- Breach of that third party’s business information

- Transmission of malware to that third party

- Denial of service attack targeting that third party

Third Party Coverage Limits

SECTION 2 OR THIRD PARTY COVERAGE:

** cannot be purchased without Section 1

Coverage Type - Full

- $50,000

- $100,000

Full Coverage Includes:

- The untended propagation or forwarding of malware

- The unintended abetting of a denial of service attack

- A breach of 3rd party business information

Coverage Type - Limited - $50,000

Limited Coverage Includes: