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Pedestal Insurance Brokers Inc.
Pedestal Insurance Brokers Inc.
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      • Product Lines
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      • Cyber
      • - Data Compromise
      • - Cyber One
      • Seasonal
      • Farms
    • Get A Quote
      • Property
      • Tenants
      • Builders Risk
      • Personal Auto
      • Business Auto
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  • Home
  • About Us
  • Client Portal
    • Make a Payment
    • Access Account
  • Product & Services
    • Product Lines
    • Property
    • Automobile
    • Commercial
    • Cyber
    • - Data Compromise
    • - Cyber One
    • Seasonal
    • Farms
  • Get A Quote
    • Property
    • Tenants
    • Builders Risk
    • Personal Auto
    • Business Auto
    • Commercial Auto
  • Contact Us
  • News, Info & Testimonials
  • Our Partners
  • Claims
  • Privacy Policy
  • Limitation of Liability
  • Broker Compensation
  • Consumer Information

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What is Cyber One

  • Cyber One is a direct attack to your computer hardware installing viruses, malware and ransomware.


INTENT: Protects businesses against damage to electronic data and computer systems from computer attack, disabling the functionality 

Explanation of First Party and Third Party Coverage

First Party Coverage (Computer Attack)

Business operational software, operating systems and electronic data.  


FIRST PARTY TRIGGER:  

Damage or destruction of business operational data and software by way of a computer attack.


LOSS TYPES: 

- Hacking

- Virus or other malicious code

- Denial of service attack


SUMMARY OF FIRST PARTY COVERAGE:  

Costs of recovering from the computer attach,  including

- Recovery of Data

- Repair of systems

- Loss of business

- Public relations expenses  

First Party Coverage Limits

SECTION 1 OR FIRST PARTY COVERAGE:  

** can be purchased separately or combined with Section 2


Limits  

- Full - $50,000

- $100,000 


Full Coverage Includes:

- Data Restoration

- Data Re-creation

- System Restoration

- Loss of Business

- Public Relations Services 


Limits - $50,000

- Limited Coverage Includes:

- Data Restoration

- System Restoration  

Third Party Coverage (Network Security Liability Coverage)

Costs of defense, costs of settlement or judgement


THIRD PARTY TRIGGER:  Triggers when the Insured receives a Third Party  suit or claim alleging that a failure of the Insured’s computer security allowed one of the following to occur:

- Breach of that third party’s business information

- Transmission of malware to that third party

- Denial of service attack targeting that third party

Third Party Coverage Limits

SECTION 2 OR THIRD PARTY COVERAGE:  

** cannot be purchased without Section 1


Coverage Type - Full

- $50,000

- $100,000 


Full Coverage Includes:  

- The untended propagation or forwarding of malware

- The unintended abetting of a denial of service attack

- A breach of 3rd party business  information  


Coverage Type - Limited - $50,000  

Limited Coverage Includes: 

- The untended propagation or forwarding of malware

- The unintended abetting of a denial of  service attack 

Product Lines
  • Privacy Policy
  • Limitation of Liability
  • Broker Compensation
  • Consumer Information

Pedestal Insurance Brokers Inc.

PO Box 190, Fenelon Falls, Ontario, K0M 1N0

855-805-5151

Copyright © 2024 Pedestal Insurance Brokers Inc. - All Rights Reserved.

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